Friday, March 10, 2006

Northern New Jersey Housing 30% Overvalued

Global Insight and National City Corp. released a joint analysis of the pricing of metro housing markets this afternoon.

U.S. overpriced housing markets grew in Q4 - study

The number of very overpriced housing markets grew in the last three months of 2005 from the prior quarter despite slowing demand and rising mortgage rates, a study released on Friday shows.

In the latest joint analysis by Global Insight and National City Corp., 42 percent of the top 299 U.S. metro housing markets were considered "extremely overvalued," making them vulnerable to price declines.
...
"While the incidence of overvaluation clearly increased, we are beginning to see the pace of price appreciation slowing, with the lowest increase since the third quarter of 2003," National City's chief economist, Richard DeKaser, said in a statement.

The full report can be found here:

House Prices in America (PDF)

Northern NJ Metro Areas in 2005 Q4:
Edison, NJ 31.9% Overvalued
Newark, NJ-PA 29.6% Overvalued
New York-White Plains, NY-NJ 28.6% Overvalued

Other NJ Metro Areas in 2005 Q4
Atlantic City, NJ 59.6% Overvalued
Ocean City, NJ 49.5% Overvalued
Vineland, NJ 23.7% Overvalued
Camden, NJ 19.4% Overvalued
Trenton, NJ 18.2% Overvalued

Caveat Emptor!
Grim

8 Comments:

Anonymous Anonymous said...

Went to an over-priced open house last week, and the agent there noted that "the house is already under contract" after two days.

I learned today that the over-priced house is now back on the market.

Guess the eager buyer found some sense...

3/10/2006 05:12:00 PM  
Anonymous Anonymous said...

rentinginnj,

I have read just recently that the increase in foreclosures nation-wide is 45% comparing to February/March last year. It's even worse in OH and NV where it's up over 100%. We might start seeing an increase in foreclosures in NJ very soon - many of the ARP's will be due soon.

3/10/2006 07:14:00 PM  
Anonymous Anonymous said...

I agree totally with 30% figure.

Do Not bid or look at houses.
Let'em sit and rot.

Wait.

3/10/2006 09:43:00 PM  
Anonymous Anonymous said...

Take a look at houses in Chatham, NJ, For Sale by Owners asking 1.5 Mil for houses that were $300,000 in 1995. These houses were $600,000 in 2002. Howeowners are delusional as they list there houses for ridiculous numbers hoping to reel in a sucker.

3/10/2006 10:00:00 PM  
Anonymous Anonymous said...

Anon 10:00 PM

Sellers are asking such a ridiculous prices because there are buyers willing to pay. I do not think there are too many of them but never the less they are out there. Case in point: friend of my just sold his 2 family house for $300K what he paid 2 years ago - and he thought he had bought in at the pick of the market. As long there suckers willing to pay the seller will continue asking those "out of the hat" prices. Although, I do think it will take very long for the sellers to realize that the party is over.

3/10/2006 11:26:00 PM  
Anonymous Anonymous said...

Saw a 4 bedroom colonial up for foreclosure. A long time resident too.
Saw another $1.8 million bankowned foreclosure. Social classes not immune to financial problems.
I expect to see waves and waves of foreclsures next 2 years.

3/11/2006 08:47:00 AM  
Blogger Roadtripboy said...

Howeowners are delusional as they list there houses for ridiculous numbers hoping to reel in a sucker.

Unfortunately for all of us, there seems to be a lot of suckers around. I agree with others who have suggested that buyers offer 30% under asking price and be prepared to walk away if the offer is rejected. Sellers will get the message eventually.

3/15/2006 12:16:00 AM  
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4/18/2006 09:32:00 PM  

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